Cash now.
Settled later.
A partner pays you a lump sum today and gets a share of your home's value in return. No monthly payment. The cost depends on what your home is worth when you settle.
Homeowners in CA · FL · NY · NJ
Home equity cash. No monthly payments.
A home equity investment gives you cash now for a share of your home's future value. It is not a loan. You pay it back when you sell, refinance or the term ends.
Use it for Repairs Debt Business Tuition
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Cash now.
Today: You get a lump sum
The partner looks at your home value and equity and makes an offer. If you accept, you receive cash. Your mortgage stays as it is.
Cash, from part of your equity
Each month: Nothing to pay
No monthly payment. You keep living in your home and keep paying your mortgage, taxes and insurance as usual.
$0 new monthly paymentAt sale, refinance or end of term: You settle up
You pay back the partner's share as your agreement sets out. If your home's value rises, the amount you owe may be much more than you received.
It can cost more if your home's value rises
What is your home holding?
Slide to your numbers. When you're ready, we'll carry them straight into the form.
Estimated equity $350,000
64% of your home's value
Rough estimate. Not an offer. How much cash you can access depends on the partner's review.
Your home has been quietly building value for years. A home equity investment lets part of it work for you now, with no new monthly bill, while you keep living in the home you love.
- $0 $0: Monthly payments
- $600K $600K: Maximum cash available
- All credit All credit: Welcome to check your options
- <30 days <30 days: Typical time to funding
HEI or HELOC?
Both turn equity into cash. They suit different people, so weigh both side by side.
-
Monthly payment
- Home equity investment
- None
- HELOC
- Yes, usually from the start
-
Interest rate
- Home equity investment
- Not applicable (not a loan)
- HELOC
- Yes, often variable
-
Is it a loan?
- Home equity investment
- No
- HELOC
- Yes
-
What it costs you
- Home equity investment
- A share of your home's future value
- HELOC
- Interest on what you borrow
-
If your home's value rises
- Home equity investment
- You may owe much more than you received
- HELOC
- What you owe doesn't change
-
When it's paid back
- Home equity investment
- When you sell, refinance or the term ends
- HELOC
- Monthly, over the loan term
General comparison for illustration only. Fees, terms and eligibility vary by product and provider. Buzz Marketing does not offer HELOCs.
Your cash, your plan
What homeowners use it for.
- 01RepairsThe roof, the kitchen, the fix that can't wait another season.
- 02DebtPay down high-cost balances without adding a new monthly payment.
- 03BusinessStart or grow it without a new bill holding you back.
- 04TuitionCover school costs for your family on your own timeline.
Three steps, no obligation.
Start step one Questions
Good to know.
Ready to see where you stand? About a minute, no cost, no obligation.
See if my home qualifiesIs a home equity investment a loan?
No. A home equity investment is an agreement where you receive cash now and share part of your home's future value. There is no monthly payment and no interest.
When do I pay it back?
When you sell the home, refinance, or reach the end of the agreement's term, whichever comes first. The partner's agreement sets the exact terms.
Could it cost more than I receive?
Yes. If your home's value rises, the amount you owe may be much more than you received. Read the partner's agreement and ask them to walk you through examples before you sign.
What credit score do I need?
Credit scores from 600 may be eligible, with a limited income check. Eligibility is not guaranteed and is decided by the partner.
Which states is it available in?
This program is for homeowners in California, Florida, New York and New Jersey.
Do I keep living in my home?
Yes. You keep living in your home and keep paying your mortgage, property taxes and insurance as usual.
Is there a cost to check if my home qualifies?
No. Checking is free and there is no obligation. If you move forward with a partner, any fees appear in the partner's agreement before you sign.
What can I use the money for?
Homeowners commonly use it to pay down high-cost debt, fund home repairs, start or grow a business, or cover tuition. The partner may have its own rules.
Who is Buzz Marketing?
Buzz Marketing is a marketing company, not a lender or home equity investment provider. We share your information with our partners, who make all eligibility decisions. Partners pay us for referrals.
Who will contact me, and how?
Buzz Marketing or one of its partners, by call, text or email. Calls come from a live person, never a recording. Reply STOP to any text, or tell the caller, to stop hearing from us.
