01Agreement
These Terms of Use govern your use of this website, its landing pages, and the forms Buzz Marketing runs on social media (together, the "Site"). By using the Site or submitting a form, you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Site.
02Who we are and what we do
Buzz Marketing ("Buzz Marketing," "we," "us") is a marketing company. We help homeowners learn about home equity products and pass the information they give us to our partners, who pay us for referrals.
- We are not a lender, mortgage broker, or home equity investment provider.
- Nothing on the Site is an offer of credit, an offer to invest, or a commitment to fund.
- Our partners decide eligibility, amounts and terms. We don't guarantee that you'll qualify or receive an offer.
- We don't charge you for our service.
03Who may use the Site
You must be at least 18 and a U.S. resident. When you submit a form, you confirm that the information is true and is your own, and that you are the account holder or regular user of the phone number you give us.
04Consent to be contacted
If you check the consent box and submit a form, you agree that Buzz Marketing and its partners may contact you about home equity products at the phone number and email you provided, including by calls and text messages sent with an automatic telephone dialing system, even if your number is on a Do Not Call list. Your consent is not a condition of any purchase. We don't use prerecorded, artificial or AI-generated voice calls; calls come from a live person. Calls may be recorded for quality and compliance, with notice where the law requires it. We only call or text during the hours your state allows.
05Text message terms
- Program: Buzz Marketing home equity messages, about the inquiry you submitted.
- Frequency: varies.
- Cost: message and data rates may apply.
- Stop: reply STOP to any message. You'll get one message confirming you've opted out.
- Help: reply HELP, or contact us at admin@itsbuzzmarketing.com.
- Carriers are not liable for delayed or undelivered messages.
06Withdrawing consent
You can withdraw consent at any time by any reasonable means: reply STOP to a text, tell the caller, click unsubscribe in an email, email admin@itsbuzzmarketing.com, or use Your Privacy Choices. We stop contacting you within 10 business days and tell the partners who received your information. Each partner also honors opt-outs sent to it directly.
07Information about home equity investments
Content on the Site is general information, not financial, tax or legal advice. A home equity investment is not a loan. You receive cash now and share a portion of your home's future value, and you repay it when you sell, refinance or the term ends. If your home's value rises, the amount you owe may be much more than you received. Not available in all states. Talk to a financial adviser and read any partner agreement carefully before you sign.
08Partners and other websites
Our partners are independent companies. Their products, decisions, agreements and privacy practices are their own, and we're not responsible for them. Links to other websites are provided for convenience.
09Acceptable use
Don't submit someone else's information, false information, or automated submissions; don't interfere with the Site's security or operation; and don't copy or scrape the Site.
10Intellectual property
The Site's content, design and the itsBuzzMarketing name and logo belong to Buzz Marketing or its licensors. You may not reuse them without our written permission.
11Disclaimers
The Site is provided "as is" and "as available." To the extent the law allows, we disclaim all warranties, express or implied, including accuracy, availability and fitness for a particular purpose.
12Limitation of liability
To the extent the law allows, Buzz Marketing is not liable for indirect, incidental, special or consequential damages arising from your use of the Site or any partner's products. Our total liability for any claim relating to the Site is limited to $100.
13Indemnity
You agree to cover our losses from claims caused by false information you submit or your misuse of the Site.
14Governing law and disputes
These Terms are governed by the laws of the State of [state], without regard to its conflict of laws rules. Disputes will be resolved in the state or federal courts in [county, state]. [Decide with counsel whether to add an arbitration clause and class action waiver.]
15Changes
We may update these Terms. The effective date above shows the latest version. Changes apply from that date; consent you gave before a change still covers only what it said when you gave it.
16Contact us
Buzz Marketing · 4951 Chalet Dr, Oceanside, CA 92057 · (714) 315-7010 · admin@itsbuzzmarketing.com